Frequently Asked Questions
Transparent answers to the most frequently asked questions — from how vault logic works to what you should know before using it in real-world scenarios.
Please note: This is not legal or financial advice.
Tax & Legal
How does this affect capital gains or inheritance tax?
Tax implications vary significantly depending on your jurisdiction. We strongly recommend consulting a qualified tax advisor in your country. Holdii does not offer tax advice. [Tip: We’re exploring partnerships with global tax advisors — stay tuned!]
Can the vault logic override a will or be contested?
No. Holdii vaults are a programmable tool — not a legal document. We recommend that all vault instructions are supported by a valid, enforceable Will. When in doubt, consult a legal advisor.
What happens in the case of divorce or cross-border legal conflict?
These are complex legal matters and can vary case-by-case. Holdii cannot provide legal opinions and recommends working with a lawyer familiar with estate and family law in your jurisdiction.
Does using this trigger any financial disclosures?
It is your responsibility to ensure compliance with any applicable tax, inheritance, or financial disclosure requirements in your jurisdiction. We recommend consulting a qualified tax or legal advisor to understand your obligations.
Product Usage
Is Holdii a wallet or an exchange?
No. Holdii is not a wallet, exchange, or custodian. It acts as a logic layer — automating how assets move between self-custodied wallets based on programmable conditions.
Can I cancel or edit a vault after it’s created?
You can cancel or edit a vault as long as it remains unlocked. Once you lock it, the vault becomes immutable and cannot be changed — not even by Holdii. Your vault is always yours, even without an active subscription. Holdii provides the tools, but the logic and control remain with you.
Can I use Holdii for business or team vesting?
Yes. While originally designed for personal and legacy flows, Holdii can also support startup or DAO-like use cases. Just ensure that participants understand and agree to the vault logic — and consult legal counsel if needed.
What does “locking” a vault mean?
Locking a vault finalizes its logic and ensures that no further changes can be made. It’s a cryptographic confirmation that everything is set. Until then, you can test, edit, or cancel at any time within your subscription.
Do I lose access to my vaults if I cancel my subscription?
No. Your vaults are deployed to the blockchain and remain fully yours. A subscription gives you access to additional features like vault editing, advanced logic, and interface support — but you retain full ownership and access at all times.
What Holdii Is Not
Is Holdii a legal replacement for a trust or will?
No — Holdii is not a legal service, trust, or replacement for estate documents. It’s a programmable coordination layer that lets you define how assets move between self-custodied wallets over time or based on life events. It’s logic-based, not legal-based — designed to complement traditional tools, not compete with them.
Does Holdii handle or store funds?
No. Holdii does not hold, custody, or control assets. Vaults are deployed to self-custodial wallets on supported blockchains. You always retain full control.
The information provided here is for general informational purposes only and does not constitute legal, tax, or financial advice. Holdii is a self-custodial protocol and does not act as a trustee, custodian, or fiduciary. Use of Holdii is self-directed. We encourage users to seek independent legal and financial advice before making decisions involving digital assets.